Ukulondolozwa kwemali akulahlekelwa ukuhambisana ngaso sonke isikhathi, futhi ikakhulukazi abantu banesifiso kulesi sihloko ngesikhathi sezinkinga zango-2020, lapho amabhizinisi nezinhlangano ziya ku- "Demote", zinciphise abasebenzi futhi zihlangabezane nobunzima bezinto ezibonakalayo.
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1. Ukudla neziphuzo
Ukudla okwenziwe ekhaya neziphuzo bekulokhu kushibhile futhi kuhlale kushibhile futhi kunenzuzo enkulu kunezitsha zokudlela, ukudla okusheshayo nemikhiqizo eqediwe ezitolo ezinkulu. Ukusindisa inani elibonakalayo kuzovela kulabo abalahla i-oda lokudla kwasemini ehhovisi noma ekhaya futhi bazothatha ukudla nabo endlini, futhi baphinde bathathe "itiye lasekhaya" kusuka ku-thermos kuphuzwa emshinini.Ngaphezu kwalokho, kuyasiza ukukhumbula indlela yokonga okunekhono okuhlolwe abesifazane kanye nabangazi ezizukulwaneni ngezizukulwane. Sikhuluma ngamabhiliyoni asekhaya, ashibhile kakhulu kunezindleko zemikhiqizo eqediwe.
2. Ukwehluleka kwemikhiqizo
Imikhiqizo yezinkampani ezingasebenzisi amanani angenakuqhathaniswa wokukhangisa, ngokuvamile akukho okubi kakhulu kunemikhiqizo "ekhuthaziwe". Ukuthenga imikhiqizo "ngegama", weqile nge-logo ebonakalayo bese uthe uhlobo lomkhiqizo. Ngasikhathi sinye, umehluko ngekhwalithi, izici zobuchwepheshe namanye amapharamitha kunzima ukuthola.
Lokhu kusebenza kumikhiqizo, ubuchwepheshe bezindlu nezedijithali, imithi nezinye izinto. Uma ufisa, ungathola kalula umkhiqizo ofanayo ofanayo futhi ungapheli ngokweqile.
3. Ukwenqaba Ukubamba iqhaza ku- "Shares"
Abakhangisi bayakwazi ukudonsela ukunaka komthengi futhi benze umuntu athole "umkhiqizo ongadingekile". Abantu abaningi bayazi ukuthi okunikezwayo ngesitayela se- "3 ngentengo engu-2" noma "kuphela isaphulelo" kuphela "kepha izivakashi zezitolo azisakwazi ukumelana nesilingo futhi zithenge okungaphezulu kwalokho okuhleliwe .Ukuze kulondolozwe imali ukuze ibonakale, ungabambi iqhaza "ukukhushulwa" okufanayo futhi uthole kuphela lokho okuzodingeka esikhathini esizayo esiseduze.
4. Ukuthengwa kwezingubo "Hhayi ngesizini"
Kodwa-ke, kunezimo lapho ukukhushulwa kungasindisa, uma sikhuluma ngokuthengisa ngezikhathi ezithile ezingutsheni nasezicathulweni. Izitolo zemikhiqizo kanye namafemu "aqeda" ezinsukwini zeqoqo, zenze izaphulelo ezibalulekile.
Vele, ukukhetha kuleli cala kuzoba mncane futhi esitolo kungenzeka kungabi ngosayizi oyifunayo, kepha uma unenhlanhla, uzothola into esezingeni eliphakeme ngentengo encishisiwe. Ngaphambi kokuthenga, kusekufanele ukucabanga uma udinga ijakhethi yesithathu ebusika noma elinye i-sneaker.
5. Ukunikela ebhange
Ukonga okunekhono kusho ukwakhiwa kwemali ebhukwayo, ezophinda kugcwaliswe. Ukusuka kumholo ngamunye, ukuhlehlisa amaphesenti amancane noma inani elinqunyelwe. Ukuchitha imali eqoqiwe kuvunyelwe kumacala angalindelekile noma aphuthumayo.Imali ingcono ukubeka kwi-akhawunti yasebhange, ngakho-ke uzothola nentshisekelo ngokonga. Futhi - ngeke kube nesilingo sokusebenzisa imali eningi yokuqongelelwa kwesifiso isikhashana.
6. Ukwenqaba Ukuhamba Kwemoto Namatekisi
Uma ubheka izindleko zemoto yakho ezidingayo, kuyacaca ukuthi hlobo luni lwemali oluzosindisa uma kwenzeka lubiza ngalesi sikhwama. Amafutha, ukuhlolwa kwezobuchwepheshe, ukufakwa kwezingxenye ezisele, umshwalense, utshani emigwaqweni susa ingxenye "yengonyama" yesabelomali somndeni. Lokhu kuhlanganisa nohambo olujwayelekile lwetekisi, ikakhulukazi ezindabeni ezihlangene nangamabanga amafushane.
Phinda uthole indlela yokuhamba ezungeze idolobha, uma unesikhathi nemibandela - qhubeka ngezinyawo noma uthenge ibhayisekili. Kuyasiza empilweni, futhi okuningi kunenzuzo ngokwezimali.
7. Izicelo zeselula zezindleko
Ngo-2020, kudalwe ubuchwepheshe obuningi obenziwe lula impilo yedolobha eliphakathi nendawo. Uhlelo lokusebenza leselula lokugcina imali elifakwe ku-smartphone lizosiza ukulawula izindleko, ukuthenga kohlelo, dweba uhlu lokutholwa okudingekayo bese ulandela inhlala-kahle yomndeni.