I-Biograge
Kuyiqiniso ukuthi inhlanhla ithanda isibindi, futhi ubungozi buyinto enhle. Futhi isiqinisekiso esikhanyayo yisinqumo esivelele esifushane sikaRonald Gerald Wayne siyeke isabelo ku-Apple Inc. Ezinsukwini eziyi-12 ngemuva kwesisekelo sazo ngo-1976. Ngemuva kwakho konke, ngonyaka wesibili, inzuzo yenkampani ekuthengisweni icishe ibe ngama- $ 3 million. Ekuqaleni kwe-zero, uMikhail Vasilyevich Korokin esifundeni saseKostroma futhi wayiguqula ibe ngomunye we Amabhange amakhulu amabanga aphakathi ngosayizi wezimpahla ngo-2020.Ubuntwana nentsha
Ekupheleni kukaSeptemba 1977, chet kirobyny, owayephila ngasikhathi sinye edolobheni laseKirov (manje - vyatka), wakuhalalisela ngokugcwaliswa okulandelayo emndenini. Indodana kaMisha yavela emhlabeni, izinombolo eziphindwe kabili kabili ngosuku lokuzalwa kwakhe, ngaphezu konyaka, nangosuku (22). Phambi kwakhe, abashadikazi bahlanganyela ekukhulisweni kwezibulo, okuthiwa nguYise Vasily.
Bobabili laba bazalwane baphumelela impela emkhakheni wamabhizinisi, kepha okudala kwagcina le ndlela eshiywe, kuthathwe ubuciko besimanje - ukwakhiwa kwemifanekiso ye-surreal evela kwensimbi. Indoda enekhanda yangena ekudalweni kwezicucu, imisebenzi ye-Master iboniswa kumasayithi obuciko obukhulu bomhlaba wonke. Encwadini engu-2020th e-Dante Veritas, izakhamuzi ezihlaba umxhwele zaseSt. Petersburg naseMosescow, zaqhubeka nohambo oluya enhlokodolobha yamasiko eYurophu.
Ukuthola isitifiketi sokuvuthwa e-Mytishchinskaya Central School No. 10, maphakathi nawo-1990s, uMikhail waba yi-CADET yeSikole sase-Ulvocavsky Suvorov.
Lapho sekuyisikhathi sokunqunywa ngemfundo ephakeme, le nsizwa yanquma ukuhlanganisa enye i-biography ngezimali ngokukhetha i-Financia Academy ngaphansi kukahulumeni waseRussia Federation futhi iphothule isikhungo semfundo ngediploma ebomvu. Kwakuyiyunivesithi eyamnika umuntu ojwayelene nama-comrades azayo kanye nabalingani.
"SovCombank"
Uthweswe iziqu ze-Academy, wafuna ukuvalelisa eyunivesithi, wasebenzela iminyaka embalwa kusomizo ekhethekile futhi wathola ulwazi olusebenzayo emkhakheni wokubonisana nocwaningo. Njengoba sesithole isipiliyoni, uMikhail Kubkin umbhangqwana onomlingani wezebhizinisi lesikhathi eside uSergey Khotim wathenga ibhange elincane elaziwa, elisendaweni encane ye-Buoy, okuyi-100 km enyakatho yeKostroma. Ngaleso sikhathi, inhloko-dolobha yakhe ayizange idlule ama-ruble ayizigidi ezimbili, futhi kungabi ngaphezu kwama-30 abantu abasebenze ehhovisi kuphela.
Ngo-2003, isikhungo sezezimali nesikweletu samukele okusha ngegama lakhe elithi "SovCombank", futhi ngemuva konyaka athole ilayisense elijwayelekile lebhange eliphakathi leRussia futhi laqala ukuvula amahhovisi zombili edolobheni uqobo nasesifundeni .
Ngo-2007, uDmitry Gusev wajoyina iqembu likaSergey noMikhail, afunda naye e-Financial Academy. Ngesikhathi uDmitry, owayeqhubeka nobuso bomndeni wabaxhasi beqembu leqembu le-Deleitte International eRussia nasemazweni e-CIS.
Kwabangane ambalwa ekilasini banquma ukuthi akekho yini owake wanquma kubo, okungukuthi, ngokusaba kwabo kanye nengozi eyenziwe edonswa impesheni. Ukuholelwa kwesinyathelo esinesibindi kangaka akuzange kubenze ukulinda: Sekuvele ngo-2010, izingqondo zazo zangena emakhulu ezikhundla ezinkulu zezezimali.
Kodwa-ke, osomabhizinisi azange bame emzabalazweni. Njengoba sesifunde ngamandla aphindwe kabili, baveza uhlelo lokuvelela - iminyaka emi-5 ukuvula i-Retail Retail Bank enhlanganweni yemalimboleko yemali yonke, efakwa emabhange aphezulu angama-20 ezwe. Futhi ama-comrade aphinde amomotheke ngenhlankwane - ngoSepthemba 1, 2019, iBhangengodla linikeze amakhasimende ayo lonke izinhlobo zezinsizakalo zasebhange, kanye nezimpahla zalo zitholakala cishe ama-ruble ayi-1. ngaphansi kwe-IFRS.
Iminyaka engu-4 (kusukela ngo-2014 kuya ku-2018), i-BuKombank "yangaphambili yabuthana ngaphansi kwe-Wing Ge Money Bank, i-ICICI Bank, i-Galanti Bank, i-RoseVobank neMetkomkombank futhi yaphenduka umnikazi webhizinisi lemalimboleko yeBhange Lemali Ekhomba le Iqembu leScandinavia nordea.
Ngenxa yobuholi obunethalente, inkampani ehlanganyelwe yomphakathi isibe isikhungo sezikweletu sendawo yonke, ukunikela ngezinsizakalo zazo zombili izisebenzi kanye namakhasimende ezinkampani, kufaka phakathi imikhiqizo yemakethe yokuthengwa kwezwe, kanye neyunithi enkulu yokutshala imali (ukubhala phansi lapho kubeka amabhondi).
Impilo yomuntu siqu
Usomabhizinisi, umtshali zimali we-venture kanye nebhange alizange liphekwe kuphela ukwenza umsebenzi wokukhangisa, kodwa futhi ukuhlela impilo yomuntu siqu ngokwakha umshado ojabulisayo. UMikhail Vasilyevich sekuyisikhathi eside eshada ngenenjabulo futhi ephakamisa izingane ezimbili. Kuwebhusayithi esemthethweni yeSovCombank ngaphansi kwesithombe somsunguli, amaqiniso amafushane kuphela we-biography ochwepheshe akhonjisiwe.Kepha kuneminye imininingwane mayelana nokuzilibazisa okuthandayo kukaMikhail. Kuvela ukuthi kusukela ebuntwaneni, ukwenzile kubuciko bomculo - i-profene iyahlanya nge-jazz nangezinga lochwepheshe linikazi amathuluzi ekhibhodi nesigingci.
Izincwadi (ikakhulukazi ohlontweni lwezinganekwane) Enye inkanuko yosomabhizinisi. Ngaphezu kwalokho, akazange ajwayelene nenjabulo imisebenzi emisha, kepha yena wathathwa ngepeni, wabeka isandla sakhe ekwakheni incwadi yabafundi abanezeluleko ezibalulekile emkhakheni wokutshala imali.
UMikhail Kubkin manje
Ngosuku lwe-penultimate of Spring 2019, uMikhail Vasilyevich waqoqa kabusha isikhundla selungu le-Sukombank Supervisory Board kusuka ngoNovemba 17, 2011. Ngaphezu kwalokho, manje usesimweni esifanayo "enkabeni" enkampanini "abalingani bezinhloko-inhloko-dolobha ka-En".
NgoFebhuwari 2020 kwagcwala kakhulu isikhungo sezimali, umdwebi wakhe wobuntu bemidlalo yaseshashalazini neCinema Konstantin Khabensky.
Okokuqala, yathola inkampani "ILiberty Insurance". Okwesibili, wehlise imalimboleko yemalimboleko yemalimboleko yemalimboleko. Okwesithathu, kwaba ngumholi 'ngesilinganiso sikazwelonke "ngomphumela ophelele eminyakeni emi-4 edlule. Ukuvota kwenziwa yi-Portal yezezimali ezizimele "Banks.ru".
NgoMashi, kwahlelwa inkampani yesitoko ehlanganyelwe yomphakathi ngokubekwa kokukhiqizwa kwama-exchange bond "FC Discovery" futhi kuhlinzekelwe "umugqa wesikweletu ngenani lezigidi ezingama- € 60, agunyazwe abaqondisi abasha - abaqondisi abazimele URegina Flemming noJoel Lotier.
Kodwa-ke, yibhange, insimu yokusebenza kosomabhizinisi ayikhawulwanga ebhange. Okwamanje, isisekelo seNebesa Capital nvenvere sasungulwa nguye, okuyi-2019 neqembu le- "Business Angels" ekuqaliseni kwe-cappasity iyaqhubeka. Ngaphezu kwalokho, UKozinin ufaka imibono yayo yebhizinisi emkhakheni wezindawo ezithengiswayo kanye nokuxhumana ngocingo e-United States futhi uhlanganyela eChanity, kanye noDaniel Kramer, hlela imicimbi yonyaka ye-jazz.