I-Biograge
Mayelana nokuphila kwebhilionaire kanye nomtshali zimali, abakhona njalo emigqeni yokuqala yohlu lweForbes, izinganekwane. Indlela yokuphila eyingqayizivele, ukuphana kwePron, umlando wobudlelwano bemindeni yomuntu siqu yiwo wonke lo mthombo ongapheli wentshisekelo kanye nesisekelo seziza zezincwadi namafilimu mayelana ne-biography yeWarren Buffett.Ubuntwana nentsha
UWarren Buffet wazalelwa e-Omaha, eNebraska, ngo-Agasti 31, 1930. Okuwukuphela kwendodana evela ezinganeni ezintathu zababhangqwana be-buffett. Ubaba uHoward Buffett ungusomabhizinisi kanye nomdlali wokushintshana, wahlala eyisibonelo sokulingisa kanye nento yokudumisa yendodana. Ngaphezu kwempumelelo ebhizinisini, bufflet-moper kwakha umsebenzi wezepolitiki ngokunqoba ukhetho kuCongress.
Umfana ovela ebuntwaneni ubusekuqaleni wakhombisa amathalenta wezibalo, akhulule ukuphindaphinda izinombolo ezinzima. Umbuso wakhe wawukholwa ukholwa ngumpristi wakhe, futhi i-booliosboy yaqeda uhlelo olupholile lwe-Extender futhi yabonisa izimangaliso zokwenza imali.
I-Biography yeBillionaire kusuka ebhentshini lesikole ihlotshaniswa nokutshalwa kwemali, imali etholwayo kanye nebhizinisi. Njengoba uWarren ngokwakhe uyavuma, waheha inqubo yokwandisa imali enkulu. Wayehlala azi ukuthi uzoba ngumnikazi wezigidigidi.
Inzuzo yokuqala itholakala umfana eminyakeni eyisithupha. Lapho eseyithengile esitolo somkhulu esitolo esivela emathangweni ayisithupha kola amasenti angama-25, athengiswa ngamunye ngokwehlukana ngo-6, ethola amasenti ama-5 wemali engenayo ehlanzekile.
Ukuthengwa kwamasheya okuqala kwenzeka lapho uWarren ayengu-11. Usomabhizinisi osemusha uwatholele amasheya amathathu emisebenzi yamadolobha athandwa ngama- $ 38,25 ngokujwayelekile nodadewethu. Ngokuhamba kwesikhathi, intengo yawela ku- $ 27, eyayenza yakhathazeka ngokuphelele osomabhizinisi omncane.
Lapho ithegi yentengo isuka ku- $ 40, i-buffett yaphuthuma ukuthengisa amasheya, ithola inzuzo yemali engu- $ 5 (kufaka phakathi ikhomishini). Futhi ngemuva kwesikhathi esithile, izindleko zaqala ukuya ku- $ 202 ngephepha elibalulekile. Ngakho-ke umtshalizimali we-novice wafunda umthetho wokuqala - hhayi ukushesha futhi ubekezele.
Izindlela zokuthola ingane ethosha imangele ngokuhlukahlukana kanye nokuhlelwa kwamasu. Njengoba sengihlale eneminyaka engu-13 ubudala ukuze ngisebenze ngephephandaba elihamba ngezinyawo, iBuffett ibukeze umzila wokulethwa, okwenza kube nokwenzeka ukuthuthukisa indlela futhi kwandise inani lamakhasimende. Ngokuvumelana nalokho, ubukhulu bemali etholwayo bukhulile.
Esikhathini esifanayo esineminyaka engu-13 ubudala, osemusha uthumela imbuyiselo yokuqala yentela, ekhombisa ukuthi ibhayisekili litholwe ngemali yalo kanye namawashi.
Icala elilandelayo kwakuwukufakwa kwemishini ye-slot ye-paintball in the Izinwele. Ukuncenga umngane ekubambisaneni okuhlangene, uBuffett wahlelwa ngaphandle kokwakha, wazilungisa futhi wafakwa ezindaweni zokulinda, ezinjengezinhle zobuhle.
Imali etholwe ihlehlisiwe yakopishwa nge-warren yamba. Ngokushesha ukonga ngokwanele ngokuthengwa kwesakhiwo sezwe, osomabhizinisi abaqambela abalimi, bathole umthombo wemali engenayo.
Ngokuqondene nokutadisha, khona-ke, le nsizwa ayizange ishise nesifiso sokuchitha isikhathi semfundo eqhubekayo. Ngaphezu kwalokho, ngaleso sikhathi, abanye othisha abanye bazi futhi bazitholela bona. Lapho kugcizelelwa abazali, le nsizwa isangena e-University of Pennsylvania. Ngale ndlela, kusukela ngo-1942, umndeni wawuhlala eWashington kuneWarren ayenelisekile. Wayeyithanda izwe lakubo.
Ekugcineni, izifundo ePennsylvania azizange zisebenze. Le nsizwa yaphosa iNyuvesi, yabuyela emuva eNebraska yathola iziqu ze-bachelor ezweni lakubo. Emva kwalokho, wazama ukungena eHarvard, kepha wathola ukwenqaba ngenxa yomncane kakhulu.
Kwavela ukuthandwa yisiphetho. Ukubhalisa e-Columbia University, usomabhizinisi we-novice wawela ngaphansi kwephiko likaBenjamin Graham - umtshalizimali kanye nezezimali. Uthisha wathonya kakhulu impilo ye-buffeta, wafundisa insizwa yimithetho eyinhloko yomtshali zimali, wafaka uthando lwebhizinisi nokutshalwa kwemali yesikhathi eside.
Ibhizinisi
Ngo-1956, endabeni yakhe ye-Omaha Buffett kwakha ubudlelwano bokutshala imali bokutshala imali, bafuna ukukhula kweminyaka emihlanu yokukhula ngenani lamasheya ku-251%. Amaqhinga omtshalizimali ayewukuhlaziywa ngokuphelele kwezinkampani ezazingalinganiselwe emibikweni yonyaka ngenzuzo. I-Millionaire ibinentshisekelo kuma-biografikhi wabaphathi abaphezulu, umlando wenkampani, amathemba wokuthuthuka.
Isu kanye nokubona kwangaphambi kosomabhizinisi kuholele eqinisweni lokuthi ngo-1965, kwangaphambi kokuqeda ubambiswano, umtshalizimali uthola inkampani yezindwangu eVerkshire Hathaway. Bese kuba noshintsho ekuqondisweni kwemisebenzi yenkampani ekuthengiselweni komshwalense kanye nokutshalwa kwezimali. Manje le nhlangano iseyi-main for billionaire.
I-Buffett inamathela emithethweni ekutshalweni kwemali kwemali ngezindawo ezilula neziqondakalayo zebhizinisi. Imvamisa ithola amaphakheji amasheya walezo zinkampani ezinemikhiqizo yazo ngokwazo zincamela ukuyisebenzisa. Ngesikhathi somsebenzi wokutshala imali, usomabhizinisi athole amasheya ezinkampani zeCoca-Cola, eWashington Post, "Gillett", McDonalds.
Ngasikhathi sinye, "kusuka ku-Omaha", njengoba iBuffett yabizwa ngegama labezindaba, ithi akunangqondo ukubikezela imakethe yokushintshana kwesitoko. Ukutshalwa kwemali kufanelekile kuphela lezo zinkampani ezizosala emakethe iminyaka eminingi. Isilinganiso esidumile seWarren sithi:
"Ukuthengiswa okuthandayo kwamasheya - akukaze."Ukutshalwa kwemali kwesikhathi eside ngesikhashana sokutshalwa kwezimali eminyakeni eyi-10 kuyisici esihlukile se-Billionaire Stock Exchange Strategy. Ukubekezela nokucashunwa emigqeni yokuqala yohlu lwemithetho yegolide yokutshala imali eyakhiwe yiBuffett.
Kuyajabulisa ukubona ukuthi isikhathi eside inkampani ye-IT ayikufanele ukunakwa kwe-buffeta. Ngokunokwenzeka, isizathu salokhu kulele ku-Conservatism of Billionaire. Uyavuma kaningi ukuthi kwakudingeka ukuthi atshale imali kulezo zimboni lapho kuqonda khona okuthile. Ngo-2011 kuphela, uWarren otholwe amasheya we-IBM.
Noma kumangazwa ukuthi uWarren Buffett, amathalente akhe abatshalizimali kanye nochwepheshe wamasosha wesitoko baba yisakhiwo esilingayo sokubhala izincwadi. Izimfihlo Zempumelelo kanye Nezifundo Zokutshalwa Kwezimali Ibhiliyaire eyabiwe nomlobi wencwadi ethi "uWarren Buffett. Kanjani ama- $ 5 Ukuguqula ama- $ 50 billion "Robert Hagstrom, kanye nase-Biography yokuqala egunyaziwe" uWarren Buffett. Umtshalizimali omuhle kakhulu emhlabeni, "kwabhalwa u-Alice Schroeder.
Ibhiliji edumile yavela kwizikrini ze-cinema. Imibhalo eminingi yadutshulwa ngempilo yomtshalizimali, phakathi kokugcina - "Yiba yiWarren Buffett", enyatheliswa ngo-2017.
Impilo yomuntu siqu
Ngo-1952, uSusan Thompson waba ngumfazi womtshalizimali. Emshadweni, kwavela izingane ezintathu ezibhalini - uSusan, uHoward noPhetro. Unkosikazi wawusekela umyeni wakhe, wathonya imibono yezepolitiki yalowo oshade naye, kanye nasesimweni esingesifiso sokupha. Kodwa-ke, lapho izingane zikhula, uSusan washiya i-warren kanye nokuphila kwalo mbhangqwana waphila ngokwehlukana, kuyilapho engachithwanga ngokusemthethweni umshado.
Ngaleso sikhathi, lona wesifazane akazange ayeke ukuba ngumngane we-buffett. Uphinde wethule umtshalizimali nama-Astrid Mansks, lapho kwakukhona khona inkokhelo kusukela lapho bebekhona ebudlelwaneni obusondelene. U-Astrid ungowokuzalwa eLatvia, owayehlala embusweni impilo yakhe yonke.
USusan kuze kube sekupheleni kwezinsuku wagcina ubuhlobo obuhle noshade naye nesithandwa sakhe esisha. Ngo-2004, unkosikazi kaBuffet wabulawa ngumdlavuza, kwathi ngemuva kweminyaka emibili uWarren wabhalela ubuhlobo nobudlelwano ne-Astrid, okwathatha iminyaka engaphezu kwengu-20.
Ngendlela, izivivinyo zesifo se-oncological aziphunyulanga futhi zizibuthene. Ngo-2012, waphumelela ngempumelelo izinyanga ezinhlanu zokwelashwa ngokumelene nomdlavuza wendlala yesinye.
Indlela yokuphila yebhilionai yahlukile kwejwayelekile futhi i-stereotypical. Umtshalizimali uhlala esimweni esinesizotha e-Omaha, emakamelweni okulala amahlanu, athengile emuva kuma-50s. I-Billionaire ithanda ukudla okusheshayo, futhi imfihlo yesikhathi eside yayo futhi i-enamandla ibheka amathini amahlanu nsuku zonke we "Cola" ethandekayo.
Izingane zezigqoko zakhuliswa ezimweni ezi-ascetic zomndeni ojwayelekile. Wonke umuntu waya esikoleni sikahulumeni futhi kuze kube yilapho ubudala abavuthiwe abaqambile bebengasoli ngisho nokuceba kukaYise. Kodwa-ke, umndeni we-billionair uxhasa ngokugcwele indlela yokuphila yomndeni.
Umtshalizimali uhlukaniswa ngokupha ngokunyusa izizathu. Ngo-2010, nginikela ngaphezu kwama-50% enhloko-dolobha yethu yesisekelo samasango, umholi wohlu lweForbes of Statoporacies. Ngawo lowo nyaka, umkhankaso, ogama lakhe lingu "Isifungo Seminikelo", kanye nomngane wakhe uBill Gates uhlelekile. Labo abafisa ukujoyina baphoqelekile ukuthembisa ukudlulisa okungenani ingxenye yengcebo yabo kwizinhloso ezinhle.
UWarren Buffet manje
NgoMashi 2018, umagazini kaFebros wanyathelisa esinye isilinganiso sabantu abacebe kakhulu emhlabeni. Ngokusho kwemiphumela nemibiko ka-2017, i-Buffett yathatha uhlu lwesithathu lolo hlu. Ngilahlekelwe ngenani lebhiliyoni lomnikazi we-Amazon Jeff BeZosu nomlingani wakhe emasangweni obukhonkolo.NgoJanuwari 2018, umsindo omningi wenze isitatimende se-buffetta mayelana nokushintshwa kokuphathwa kwenkampani yokutshala imali kanye nokulungela ukubiza igama lalowo ozongena esikhundleni. Kodwa-ke, umtshalizimali waqiniseka ukuthi yena ngokwakhe uzizwa ngokuphelele futhi uyaqhubeka nokuthanda lokho akwenza.
Ukuhlola umbuso
Ngokwesilinganiso esifanayo "i-Forbes", izwe le-Billionaire ngo-2017 lifinyelele kuma- $ 84 billion, okuyizigidigidi ezingama- $ 8.4 ngaphezulu kwangaphambilini.