I-Biograge
Inhlanganisela ehambisana nokuvezwa kwemisebenzi yeKashbury Hold, yavela kuzo zonke izibonakaliso yiphiramidi yezezimali, yavotela igama lomunye "Osta Bendender" Arthur Vardanyan. Indoda yazibeka njengesahluko kanye nomsunguli wephrojekthi yokutshala imali, ekhombisa isithombe esinamandla sosomabhizinisi ohlonishwayo. NgoNovemba 1, 2018, ikhanda lenza isitatimende sokuthi "i-Cashbury" liyeka umsebenzi. Kepha isithombe esakhiwe ngaphambili sosomabhizinisi ophumelelayo saqala ukuwa njengendlu yekhadi.Ubuntwana nentsha
Into yokuqala ukuthi izintatheli zaqala ukucacisa i-biography yommeleli webhizinisi elichumayo. Amakhasi asemthethweni "I-Cashbury" ezinkundleni zokuxhumana abhekisele ekhasini eVKontakte, abhaliswe egameni lika-Arthur Vardanyan, owazalwa ngo-Agasti 1, 1983 eYekaterinburg. U-Erevan uphakathi kwamakhaya abo (achaza umsuka wesibongo kanye nesizwe sobuzwe sase-Armenia) kanye ne-rostov-on-don - "i-Cashbury" LLC izobhaliswa kulo muzi, okuzoqala umlando wephiramidi yezezimali.
Imfundo yesibili etholwe esikoleni sezimali ze-Ural (19899-2000), yabe seyisebenza empini - eMnyani we-Argun Border (Chechen Republic). E-AWrentia, wafunda e-Ural State Law Law University (ephilayo) enobuhlakani bomthetho webhizinisi.
Kodwa-ke, lolu lwazi luhambelana namaqiniso, uma, ngokwemiphumela yophenyo, iLenta.ru, emibhalweni ekhona yokubamba kwakukhona wonke ama-arthur Vardanyan amathathu - 1980, 1981 nango-1983, kusasele. Ngaphezu kwalokho, izinkampani ezahlukahlukene ze-Britatish imvelaphi ebhalisiwe ngegama ngalinye (i-Cashbery Limited, Cashbery Ltd, CashBery International Limited).
Impilo yomuntu siqu
Empilweni yomuntu siqu, ukunakwa kosomabhizinisi akuzange kugxile. Ekhasini elishiwo eVkontakte, kukhona imininingwane umuntu ashadayo, alethe izingane ezimbili - u-Alice noMaria."I-Cashbury"
Esethulweni sakhe sevidiyo, uVardanyan uchaza indlela yakhe yokukhononda. Ikakhulu, kuthi, sebethole imfundo yezomnotho, bathole umsebenzi ebhange le-VTB 24, alikhonza ngaphambi kwesikhundla senhloko yoMnyango Wezezikweletu, base benquma ukuqala ibhizinisi lakhe lisebenzisa umgomo we-microfini.
Bheka leli qiniso bekungenzima, futhi yilokho izintatheli zohlelo lokuhweba oluvela kwinkonzo yezindaba zenhlangano yezimali ezitholakele:
"Imininingwane ayihambelani neqiniso. U-Arthur Vardanyan akakaze asebenze eqenjini le-VTB. "Ngokusho komthombo weSatbery.Wiki, u-Arthur Vardanyan wasungula ibhizinisi ngo-2011. Ngo-2013, ngemuva kokwanda kwamaphoyinti wokukhishwa kwe-microcredit, usomabhizinisi udala inethiwekhi yamagatsha ngokuya endlunkulu eyodwa. "I-Cashbury" yathola ngempela inhlangano ye-microfinance yelayisense (MFIS) No. 6513032600016 ngo-2013. Lolu lwazi luholela ekushicilelweni kweLenta.ru, eyenze uphenyo olunzulu kwicala lokubamba.
Iminyaka emithathu yokuqala "i-Cashbury" yasebenza kuphela endaweni yesifunda saseRostov kuphela, lapho yabhaliswa khona, futhi kusukela ngo-2016, kukhishwa imali mboleko kuyo yonke indawo yaseRussia kwimodi ye-inthanethi, kushicilelwe ukushicilelwa. Lokhu kwaba khona ngenxa yokwethulwa kwepulatifomu ye-elekthronikhi, iVardanyan eyaqala ukubeka njenge "platform, abatshalizimali kanye nabathengisi kanye nababolekayo."
Umgomo waba lula: ababolekisi - abantu abathile noma osomabhizinisi abaphakathi nendawo abavame ukudinga "imali ukukhokha" noma amanani amancane okuthola imali, abatshalizimali abantu abahlinzeka ngemali ebolekwe imali mboleko. Futhi lezo nabanye banelisa izintshisekelo zabo epulatifomu "ye-Cashbury".
Okwamuva, okungukuthi, kwakuyizilaleli ezihlosiwe zeVardanyan, kwakhiwa izindlela ezahlukahlukene zezinhlelo zokutshala imali endaweni yesikhulumi, ngezindawo ezithengiswayo, ukuhweba ngamasheya, njll. Futhi konke lokhu kusuka ku-600% ngonyaka . Inzuzo ibixhomeke ekutheni bangaki abangane abafisa ukwenza umnikelo uzohola umtshalizimali. Ngamanye amagama, kunesisekelo esiyisisekelo sephiramidi yezezimali.
Kulabo abesabayo isigama sakamuva sezezimali, iVardanyan kanye ne-Con yaxoxwa nabo, ama-webinars, kanye nezethulo eziphumayo ezifundeni ezinkulungwaneni zabafundi abanentshisekelo. Ngobubanzi obukhulu, imicimbi yemikhosi ye-Cashbury yayibanjwa (usuku lokuzalwa, ukutholwa, njll.): Izindawo zokudlela ezibizayo, amatafula ambozwe ngokunethezeka, izinkanyezi ze-POP. Phakathi kwabaculi izikhulumi ekukhangiseni nasezenzakalweni ze- "Cashbury" - UNikolai Baskov, uValery Meladze, u-Olga Buzova, u-Anfisa Chekhova, njll.
Konke kwawa ubusuku bonke. Ekupheleni kukaSepthemba 2018, kwaziwa ukuthi i-Central Bank ebhekise ehhovisi lomshushisi jikelele kanye nenkonzo yezindaba zangaphakathi eqenjini lezinkampani zaseRussia nakwamanye amazwe, zisebenza ngaphansi komkhiqizo owodwa we-kashbury.
Okudale ukuthi isenzo esisheshayo sikaMlawuli asaziwa. Uma ukwabiwa okuphezulu, kungani kuthi kungani kuphela manje. Izikhalazo zomnikeli ziyizona, ngokolwazi lwebhange elifanayo eliphakathi nendawo, akukakakabi. Uphenyo lukaLenta.ru, luphakanyiswa ukuthi isibonelo kungaba yiqiniso lokudala inkampani ye-gardanian "Cashbery International Limited" ngemali egunyaziwe yamakhilogremu ayi-1 billion. Isibalo esihlaba umxhwele kanye nokuhlangana kwangaphandle kwenkampani kungadala imibuzo eminingi kumsunguli, oholele ekuvezeni yonke imingcele.
Kodwa-ke, usomabhizinisi ngokwakhe wabona ukuvela hhayi njengesiqondisi. Inhloko yokubamba ichaze izinkinga eziphakamisa izinkinga zabaqhudelana, ikakhulukazi, amabhange ancishwe ama-odonswayo ngenxa yomsebenzi we- "Cashbury", kanye "ne-Internet Umphakathi.
Noma kunjalo, ngo-Okthoba 11, 2018, u-Arthur Vardanyan emyalezo wevidiyo ku-YouTube umemezele ukuthi wamisa ukuhlinzwa kwepulatifomu amasonto amathathu ukuyobuyisela umsebenzi wenkampani. Futhi ngoNovemba 1, futhi nakancane kumemezele ukunqanyulwa kwemisebenzi, kusho ukuthi akunakwenzeka ngenxa yokuzingela "okumemezelwe". Le ndoda ithembise ukukhokha namakhasimende, kepha ayiphiki ukuthi izikweletu zenkampani zizosala.
U-Arthur Vardanyan manje
I-Central Bank yathi abatshalizimali "I-Cashbury" bangalahlekelwa ama-ruble angaphezu kwezigidi eziyinkulungwane. Ngokusho kwe- "Commerce", inani lomonakalo lingadlula. Ngo-Okthoba 12, iTass yabika ukuthi uMnyango Wezangaphakathi waqala ukubheka ukubamba izibonakaliso zephiramidi yezezimali. Ngokwemininingwane yokuqala, ngemuva kokubheka maqondana nabahleli beqembu, ukumangalelwa kwenkohliso kungalandelwa. Kuliqiniso, ukuheha i-verdanyan, okungumuntu ohlala eGreat Britain, ngeke kube lula ukuyibeka icala, ochwepheshe baphawule.
Okwamanje, kukhona isheke, inethiwekhi ihamba amahemuhemu ukuthi u-Arthur Vardanyan akekho nhlobo. Iningi labasebenzisi liphakamisa ukuthi leli gama limbozwe ngu-Eduard Rezanov othile ovela kuMagnonITgorsk owazalwa ngo-1988, aqashelwe ngezinhloso eziqondile.
Ngisho nasesikhathini 'sokukhishwa' ku "Instagram" -Aktaga "Cashbury" eshicilelwe okuthunyelwe okusha: Imidwebo yendabuko enemicimbi, i-selfie nabalingani. Yinye kuphela isithombe esingokomfanekiso esikhishwe ngaphandle: indiza ezindizayo ngokumelene nesizinda sokushona kwelanga futhi esikhundleni sokusayina - amagama omsunguli wokubamba:
"Kholwa kuwe futhi ugcwalise amaphupho akho. Kubaluleke kakhulu. Lapho-ke konke kuzophuma! "